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Granite Harbor Advisors

Experience You Can Count On.

Meet The Partners:

 

 

Ray Manz

Tim Smith

Richard White

Brian Sak

 Granite Harbor Advisors Has Expanded

 

Granite Harbor Advisors is pleased to announce our expansion with the addition of two offices: Katy and The Woodlands.  In addition, we are pleased to welcome two new partners to Granite Harbor continuing our commitment to providing our clients with the highest level of experience and knowledge possible.  

 

Please welcome:

 

Brian Sak, CFP® - Formerly the Divisional Vice President of the Katy, TX office. 

Managing Partner

Retirement Planning Specialist

 

Joel Copeland - Formerly the Divisional Vice President of the Katy, TX office.

Director of Financial Strategies

 

 Almost a Century of Experience

 “In creating this group, the financial professionals of AXA Advisors, LLC are responding to a growing need for enhanced resources for clients who can benefit from qualified experience to help them reach their financial goals,” said Mr. Moore, Executive Vice President, Texas/Louisiana Marketing Center, AXA Advisors, LLC.

 The group will consist of financial professionals of AXA Advisors with particular experience in a wide-range of financial products and services including, investments and wealth preservation; retirement planning strategies; estate planning strategies; and executive benefits.

 In addition, the group will closely monitor changes in the financial marketplace impacting their particular business focus.  Clients ultimately can benefit from the combined experience of almost a century to address particular aspects of their financial needs.

 Granite Harbor Advisors is Pleased to Announce Two New Locations

Please Visit us at any of our Three Locations:

Katy Galleria The Woodlands

19901 Kingsland Blvd.
Suite E 
Houston, TX  77094 
281-578-7878

777 Post Oak Blvd.
Suite 450
Houston, TX  77056
713-621-7900
1330 Lake Robbins Drive
Suite 210
The Woodlands, TX  77380
281-363-0202

CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Board of Standards, Inc.  These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

    

Newsletters

For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

The Difference Between the Debt and the Deficit

The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

More Newsletters →

Calculators

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

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